GoDutch Treasury: put idle business cash to work in a money market fund

Many entrepreneurs keep money in their business account that they do not need right away. On a regular payment account that cash earns almost nothing. With Treasury, which GoDutch launches on 1 September 2026, you can place that surplus balance in a regulated money market fund so it can generate a daily return instead of sitting still.

What is Treasury?

Treasury places your money in regulated money market funds (UCITS, supervised by the French regulator AMF). That money is held separately from GoDutch’s own finances, and is operated through its partner Spiko. You decide how much to deposit and can add or withdraw on any business day; there is no fixed term.

Return and costs

The return is credited daily and is variable. At launch GoDutch shows, for example, a return of around 4.17% per year, but that figure can change every day. There are no entry, exit or custody fees. You only pay the fund’s own management fees, which are already included in the return shown.

• Pro: euro funds.
• Max: also dollar and pound funds, which currently offer a higher return.

Signing up

Treasury requires a one-time, separate onboarding through Spiko, usually reviewed within 24 hours. Treasury is available to companies registered in the Netherlands.

Important: this is investing, not saving

Treasury is an investment, not a savings account or a deposit. It is therefore not covered by the deposit guarantee scheme. Its value can rise and fall, the return is variable and never guaranteed. Investing involves risk; only invest money you can spare for now. This article is informational and not investment advice.