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Everything about Wero, Europe's new payment system.

Wero is a European payment system that lets you send money to others in seconds, for free, straight from your own banking app, even across borders.

20+ banks €0 cost ~5 sec 7 countries
Read the full explainer Latest news
The explainer

What is Wero?

Wero is a payment platform from the European Payments Initiative (EPI), a coalition of more than 20 major European banks building their own European alternative to American payment services.

It runs on the SEPA Instant standard: money lands in the recipient's account within seconds, day and night, 365 days a year.

Wero is entirely European-owned. No data or profit margin flows to Visa, Mastercard or PayPal. A deliberate step towards European digital sovereignty.

Direct & instant

Transactions in 5 to 10 seconds, 24/7, 365 days a year.

Veilig & privé

Bank-grade security. Payment data not shared with advertisers, full GDPR.

Inside your banking app

No separate app needed, Wero is already in your bank's app.

Cross-border

Send money to NL, BE, DE, FR and more, at no extra cost.

Comparison

Wero next to what you already use

How does Wero compare to iDEAL and PayPal? The key differences at a glance.

iDEAL
  • Netherlands only
  • A few seconds
  • Strong for webshops
  • ✕ No P2P payments
  • ✕ Dutch bank account only
Wero EU
  • 7+ European countries
  • <10 sec, altijd
  • Inside your banking app
  • ✓ P2P & webshops (in uitrol)
  • ✓ Send payment requests
PayPal
  • Worldwide
  • Often 1 to 3 business days
  • Fees when receiving
  • American company
  • Data shared with third parties
Banks with Wero

Which banks support Wero?

Wero works directly through your own bank. Here is the current status per provider.

Bank / appCountriesWero status
I
ING
NL · BE
Netherlands, Belgium◐ soon
b
bunq
NL · EU
Netherlands, EU◐ soon
R
Revolut
NL · BE · DE · FR
Several EU countries● active
N
N26
DE · FR · BE
Germany, France, Belgium● active
D
Deutsche Bank
DE
Germany● active
B
BNP Paribas
FR · BE · LU
France, Belgium, Luxembourg● active
A
ABN AMRO
NL
Netherlands◐ soon
R
Rabobank
NL
Netherlands◐ soon

Availability may change. Last checked 4 Aug 2026.

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Go Dutch Banking

Business banking for freelancers and entrepreneurs, with instant payments and a clear overview.

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CashbackXL

Earn money back on your online purchases at thousands of webshops. Free to join.

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Simpel

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Nieuws & blog

Latest Wero news

All articles →
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W
Rollout

Wero expands to Italy and Austria: 40 million new users

With the launch in two more EU countries, Wero takes a big step towards its target of 100 million users. What does this mean for users at home?

21 Apr 2025 · 4 min read
Updated automatically. Every night Wero.info gathers the latest Wero news from international sources and rewrites it into unique, SEO-friendly articles, keeping the knowledge base current.
FAQ

Frequently asked questions

Everything you want to know about Wero, answered clearly and briefly.

How do I activate Wero in my banking app?+
Open your bank's app (for example ING, Revolut or N26), go to Payments or Settings and search for Wero. Link your phone number or email. After verification you can send and receive money instantly.
What is the difference between Wero and iDEAL?+
iDEAL is meant for online purchases at webshops and works only in the Netherlands. Wero is designed for payments between people, works across several European countries and is free. In time Wero aims to support webshops too.
Is Wero safe?+
Yes. Wero uses bank-grade security and every transaction is authenticated through your own bank. GDPR applies fully, your data is never shared with advertisers.
Which countries does Wero work in?+
Wero is now available in the Netherlands, Belgium, Germany, France, Luxembourg, Austria and Italy. Expansion to other EU countries is planned for 2025 to 2026.
What is the maximum amount via Wero?+
This varies by bank, but most apply a daily limit of €500 to €2,500. Check your banking app for your exact limit.
When is Wero available and replacing iDEAL?+
Wero is already available in Belgium, Germany and France, and rolls out in the Netherlands from 2026. Local schemes like iDEAL are expected to be replaced by Wero step by step between 2026 and the end of 2027.
What does Wero cost?+
For private users Wero is free: there are no fees for payments between people. You use it through your own bank's app, with no subscription or transaction costs.

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