EPI Aligns with Nexo Standards to Expand Wero Acceptance Across Europe

EPI has announced its integration with the Nexo standards, a move that is expected to streamline the acceptance of the Wero payment solution throughout the European market. The partnership signals a coordinated effort to harmonise technical specifications, compliance procedures and cross‑border settlement processes, thereby reducing friction for both merchants and shoppers.

Wero is a digital payment platform that enables instant, low‑cost transactions using a tokenised network of banks and fintech providers. It was launched to address the growing demand for a unified European payment experience that can operate alongside existing card schemes while offering greater transparency and lower fees. Since its inception, Wero has focused on building a robust ecosystem of partners, regulators and technology providers to ensure interoperability across national borders.

How the Nexo standards fit into the broader European rollout

The Nexo standards are a set of open‑source specifications developed by a consortium of payment innovators to create a common language for tokenisation, authentication and settlement. By adopting these standards, EPI – a leading infrastructure provider for digital payments – will be able to offer Wero merchants a plug‑and‑play solution that complies with the latest security and regulatory requirements in the European Economic Area. This alignment also simplifies onboarding for new financial institutions that wish to support Wero, because they can rely on a single, well‑documented framework rather than negotiating multiple bilateral agreements.

For merchants, the practical impact is a reduction in integration costs and a faster time‑to‑market. Retailers that already use EPI’s gateway can now enable Wero payments with a minimal software update, while still benefiting from the same fraud‑prevention tools and reporting dashboards they are accustomed to. In addition, the shared standards facilitate smoother reconciliation across different currencies, which is particularly valuable for e‑commerce operators that serve customers in multiple EU member states.

Consumers stand to gain from a more consistent checkout experience, regardless of whether they are paying in Berlin, Madrid or Warsaw. The unified token model means that a shopper’s payment credentials are securely stored and can be reused across participating merchants without the need to re‑enter card details for each transaction. This not only speeds up the purchase process but also reduces the exposure of sensitive data to potential breaches. Moreover, the broader acceptance network may encourage price‑competitive offers, as merchants can pass on the lower processing fees associated with Wero.

Looking ahead, the collaboration between EPI and the Nexo standards body is likely to serve as a blueprint for other emerging payment schemes seeking pan‑European reach. Regulators have repeatedly highlighted the importance of interoperability and consumer protection, and the joint effort aligns with those policy goals. As the ecosystem matures, additional services such as instant refunds, loyalty integration and cross‑border invoicing are expected to be built on top of the same technical foundation.

Industry observers note that the move also coincides with a broader shift toward open‑banking solutions, where platforms like Wise provide complementary cross‑border transfer capabilities that can be linked to Wero wallets for seamless fund movement. Likewise, payment processors such as Cardentity are already exploring how to embed the new standards into their own service stacks, further expanding the reach of tokenised payments across the continent.

In summary, EPI’s adoption of the Nexo standards represents a decisive step toward a more unified European payments landscape. By reducing technical barriers and enhancing security, the partnership is set to accelerate Wero’s acceptance, offering tangible benefits for merchants, consumers and the broader financial ecosystem alike.